Lip oil is having such a big moment and I think it’s going to replace lip gloss and lip balm for a lot of people. Brush on Block’s lip oil has SPF 32 and comes in 'My lips but better shades" (try their neutral or coral?) - similar formulation to Ilia’s.
I find I like skincare/makeup hybrid brands. Elta makes a good shaded sunscreen. And then at this age, I would use a lip oil, which is great for making your lips look and feel smooth. I like a Clarins, but I also like Brush on Block’s lip oil - has spf and my lips but better shades