The kosas try at home kit is not talked about enough. For 45 dollars they’ll send you a whole set a makeup in your shade family so you can pick your best shade. You can then put that same 45 dollars toward anything on their site. They have a great shade range so even if their formula isn’t your favorite you can then go on findation.com to find color dupes for other formulas.
I have a neutral leaning cool undertone, a warmer overtone (olive) and I’m a med-dark skintone. I wore warm colors for years because to be warm at a glance. It looks ok but I’d need to really go full coverage to cover my blemishes and dark circles etc.
When I switched to neutral cool makeup, I found I need much much less product to look much much better. When you’re close to the middle undertone wise, it’s easier to get it wrong. It’s not super obvious thr colors are wrong. Especially when the shade selection for darker skin is poor to begin with